Individuals who travel overseas for extended period of time, or non-US citizens who spend time in the US, need to consider their health insurance needs prior to traveling. For those who travel for at least 6 months at a time, the health insurance plan they have in their home country may not cover them while traveling abroad.
Before leaving their home country, travelers should consider purchasing an overseas health insurance plan. With the right travel insurance plan, travelers can feel confident that they are saving money and will receive good medical care for the duration of their overseas stay.
Short term travel insurance plans typically only offer coverage for emergency care, while long term international travel health insurance also includes coverage for preventative care after a waiting period. With a long term plan, you can enjoy low-cost physician visits and reliable coverage for health screenings and medical care.
International travel health insurance plans, like those offered by Global Citizen, include a wide range of coverage with varying deductibles designed to match anyone’s budget and medical coverage needs. Whether you are traveling for business or for pleasure, it’s important to be able to select a deductible that will meet your needs.
For those who plan on returning to their home country for short visits during their stay abroad, worldwide health insurance for long term trips often includes coverage for care in the US and outside of the US. With this kind of coverage, travelers can go back and forth seamlessly without any gaps in coverage.
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In addition to routine care, worldwide travel insurance also includes coverage for surgery and inpatient care, physical therapy and prescriptions. Having the ability to receive the same medical coverage for services performed outside of your home country is a great way to reduce your medical bills and save money during your trip.
While living abroad, it’s easy to protect your family with the affordable rates and numerous deductible options that international travel insurance plans offer. You don’t have to worry when traveling between your home country and your overseas home since you will be protected during your entire stay.
Be sure to consider the importance of purchasing a international health insurance plan for you and your family when preparing for an extended stay in another country. No matter where you travel, protect yourself and stay healthy with affordable health insurance that allows to feel confident that your needs will be covered.
Dan Miller frequently writes about overseas health insurance