consumer guide

There were two main medical care insurance covers offered for people, principally below the misery line, as a part of an amendment to the US Social Security Act in 1965. These were Medicare ( Title No. 8 ) and Medicaid ( Title No. Eight ). The idea was to benefit poor families with youngsters, old age pensioners over the age of sixty five, the physically challenged and blind who were already being supported by supplementary security, pregnant women with lowincome and folks who had heavy doctor’s bills to take care of.

Long term care insurance is insurance which gives for in-home care of the patient. This would be added to the patient’s current health insurance policy, or it is provided through Medicare plans. It is a plan which should be purchased separately from services for health coverage like doctor’s appointments or infirmary stays.