budgeting

Saving Money 10 Tips

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Tip 1 ” Credit cards certainly offer a solution when people are short of cash but need to make a purchase. They are usually offered at extremely low or no interest rates for a short term and this is dramatically increased thereafter. The interest incurred can often become unmanageable and spiral out of control. This in turn leads to repossession of goods and in some cases homelessness. It is sometimes helpful to consolidate all of the debts into one easier to handle, low cost loan and save hundreds of pounds each year.

The Best Personal Budgeting Strategies

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When building a personal budget, you have to cater to your own needs and situation. You cant look at a general budget and decide it will work for you. Do you have an extra long commute to work? $100 per month on gas probably wont work for you. Do you have a family of eight? $300 per month for food might feed half of you, but not the whole family.