For some reason, there seems to be a cottage industry developing which is all about making registry cleaners seem useless or even worse, a waist of money. Why there are people out there telling stories about the evils of cleaning computer registries, I just don\’t know.
More and more people today are trying their hand at real estate investing which means that more and more people are also seeking real estate investing advice. There are many places from books to courses to seasoned gurus where you can find real estate investing advice, and depending on the type of investing you plan to do all or some of these sources are good places for you to find the real estate investing advice you need to be successful. No matter what type of real estate investing you plan on doing there is some blanket advice that can help you to make the biggest return on your investment.
Back in the late 1990\’s and in the early part of the 2000\’s banks had tougher guidelines to purchase a property when using conventional financing. Banks would lend you money based on your debt to income ratio and your credit score. Back then, a maximum of 30 percent (sometimes up to 40 percent) of your income could be used toward a mortgage payment. Meaning, if your monthly income is $2,000, you could qualify for a mortgage payment around $600 including principal, interest, taxes, and insurance (PITI). Most investment properties required a 20 percent down payment and proof that you could afford the investment mortgage payment in addition to your residential mortgage payment.